![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
adulthood: how does it?
Oct. 8th, 2012 05:55 pmSo, okay: I have never in my life had a credit card. This is something that baffles a lot of people, but it's true! My name is technically on my parents' card - it was supposed to be one of those "use it WISELY, pay it off, build credit" things parents do, but I have literally never once used it. Because...idek, paranoia? Being stuck in my ways? Failure to Adult? I have a debit card, I have a checkbook, I am FINE.
Except, okay, I'm 25, having a credit card is not actually an unimaginable thing to do, and possibly actually a good idea. Except...where do I even start? I have five accounts with four different banks (...don't even ask, my family does savings in a way that is the most special), do I talk to one of those? Except the bank that is local doesn't offer credit cards, so that's out. I get mailers from Southwest and stuff, but I feel like that is...somehow not a good plan? AUGH THIS IS SCARY AND BEWILDERING, GIVE ME ADVICE, I seriously have no idea what the fuck I am doing with this nonsense.
Except, okay, I'm 25, having a credit card is not actually an unimaginable thing to do, and possibly actually a good idea. Except...where do I even start? I have five accounts with four different banks (...don't even ask, my family does savings in a way that is the most special), do I talk to one of those? Except the bank that is local doesn't offer credit cards, so that's out. I get mailers from Southwest and stuff, but I feel like that is...somehow not a good plan? AUGH THIS IS SCARY AND BEWILDERING, GIVE ME ADVICE, I seriously have no idea what the fuck I am doing with this nonsense.
